Leal Financial Planning

Resources

General Principles

Cash Flow Management
- Department of Labor - Savings Fitness: A Guide To Your Money and Your Financial Future - PDF
- MYMONEY.GOV

Financing Strategies

- National Foundation for Credit Counseling
- WHATSMYSCORE.ORG
- Your Credit Score- PDF
- CREDITSCORE.NET
- CREDIT.COM

Education Planning
- FinAid
- Savingforcollege.com

Financial Planning for Special Circumstances
- Non-traditional Families

Consumer Protection Laws
- Federal Citizen Information Center - Scams and Frauds
- Federal Trade Commission - Identity Theft Site
- Federal Trade Commission - Internet Fraud & Safety
- Example of scam email
- United States Postal Inspection Service

Insurance Planning and Risk Management

Long-Term Care

- National Association of Insurance Commissioners – Consumer Resources
- U.S. Department of Health and Human Services - National Clearinghouse for Long-Term Care Information
- California Department of Insurance (click on Consumers, click on Health Issues, look under Health Insurance Guides)

Investment Planning

- The Importance of Diversification by Allianz Global Investors
- Investor Protection Trust

Income Tax Planning

Tax Compliance

- Internal Revenue Service

Social Security

- Social Security Administration - Retirement Planner
- Center For Retirement Research - Social Security Claimg Guide

Estate Planning

Estate Planning

- The State Bar Of California - Estate Planning